Legal

Privacy Policy

How billeif collects, uses, protects, and shares your data

Effective Date: 1 January 2026Last Revised: 1 April 2026

This Privacy Policy describes how billeif collects, uses, processes, stores, and discloses information when you access or use the billeif platform, including its web application, mobile application, APIs, and online storefront tools.

By using the Services, you acknowledge that you have read and understood this Policy.

2.1

Information We Collect

2.1.1Business & Financial Data

Tax Identifiers
GSTINs, PAN numbers, and related tax registration details, collected to facilitate automated statutory compliance and reporting.
Transaction Records
Invoices, credit notes, debit notes, purchase orders, and associated transaction histories necessary for billing and GST filing.
Bank & Payment Data
Bank account information provided for payment processing, stored via encrypted and PCI-compliant third-party payment gateways. billeif does not store raw banking credentials.
Inventory & Stock Data
Product catalogues, warehouse data, stock levels, and batch/serial information uploaded by the user.

2.1.2Account & User Data

Registration Information
Name, email address, mobile number, and business name collected upon account creation.
User Activity Logs
System-generated logs of user actions within the platform for audit and security purposes.
Role & Permission Data
User access roles and permissions configured by the primary account administrator.

2.1.3AI Negotiation Telemetry

When the AI Bargaining Module is used on the online storefront, the platform collects negotiation metadata:

Initial Offer Price
The first price suggested by the buyer in a negotiation session.
Final Concluded Price
The price at which the negotiation was accepted, rejected, or abandoned.
Total Negotiation Rounds
The number of rounds conducted within a single negotiation session.
Anonymised Opponent ID
A randomised identifier assigned to each negotiating party. This ID is not linked to any personally identifiable information.
Outcome Flag
Whether the session resulted in a successful transaction, rejection, or walk-away.

2.1.4Technical & Usage Data

Device & Browser Data
IP address, browser type, operating system, and device identifiers collected automatically when accessing the platform.
Session Data
Login timestamps, session duration, and navigation patterns.
Cookies
Session and preference cookies used to maintain login state and user preferences. Users may disable cookies; however, certain features may be limited as a result.
2.3

How We Use Your Information

PurposeUse
Service DeliveryTo provide, operate, and maintain all platform features, including billing, inventory management, e-invoicing, and e-way bill generation.
GST & Tax ComplianceTo generate, prepare, and submit statutory GST reports and e-invoice data to government portals on your behalf.
AI Model TrainingTo improve the AI Bargaining Module's decision matrix using fully anonymised negotiation telemetry. No personally identifiable data is used in model training.
Security & Fraud PreventionTo monitor for suspicious activity, unauthorised access, and potential fraud.
Customer SupportTo respond to queries, diagnose issues, and improve service quality.
Regulatory ComplianceTo meet legal obligations under applicable Indian and international data protection and tax laws.
Platform ImprovementsTo analyse usage patterns and improve feature design, performance, and reliability.
2.4

Data Sharing & Third-Party Disclosures

billeif does not sell your personal or business data to any third party. Data is shared only in the following circumstances:

Government Portals
Invoice and tax data is transmitted to the GST portal, IRP, and e-way bill portal as required by law.
Payment Gateways
Payment transaction data is routed through PCI-DSS compliant payment processors for authorised financial operations.
Cloud Infrastructure
Data is hosted on secure cloud infrastructure providers bound by data processing agreements with billeif.
Legal Obligations
Disclosure may occur where required by a court order, regulatory authority, or other lawful process.
2.5

Data Retention

Active Subscriptions
All data is retained for the duration of the active subscription.
Post-Termination
Upon subscription expiry or account termination, data is retained for sixty days to allow export. After this window, all data is permanently and irreversibly deleted from active servers.
Legal Holds
Where legally required, certain records may be retained beyond this period solely to fulfil regulatory obligations.
2.6

Data Security

billeif employs industry-standard technical and organisational security measures, including:

🔐AES-256 encryption at rest
🔒TLS encryption in transit
👤Role-based access controls
🛡️Multi-factor authentication
📋Regular security audits

However, no system is entirely risk-free; users are advised to maintain strong credentials and report any suspected unauthorised access immediately.

2.7

Your Rights

Access & Correction
You may request access to or correction of your personal data at any time during an active subscription.
Data Portability
You may export all master data, invoices, and inventory records in JSON or Excel format at any time.
Deletion
You may request deletion of your data subject to legal retention obligations.
Withdrawal of Consent
You may withdraw consent for optional data processing at any time without affecting the legality of prior processing.
2.8

Grievance Redressal Mechanism

In accordance with applicable provisions of the Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023, the Company has appointed a Grievance Officer.

Grievance Officer

Mr. Aritra Hui

Grievance Officer & Operations Head

The Grievance Officer shall be responsible for addressing user complaints, data-related concerns, operational issues, and platform-related disputes.

All grievances shall be acknowledged within 48–72 hours and resolved within a reasonable time period in accordance with applicable law.